Your Equipment
Rates shown are indicative. Actual terms depend on asset condition, borrower profile, and lender.
This tool does not constitute a loan offer.
Loan Amount
—
LTV —
Monthly Payment
—
Rate —
Total Interest Saved
—
vs. traditional bank
Revenue at Risk
—
during 30-day wait
Traditional Bank
30
days to funding
- Application + paperwork
- Manual underwriting
- Credit committee review
- Legal / title search
- Funds disbursed
On-Chain (AI-Assessed)
1
day to funding
- AI risk assessment
- Smart contract terms
- Digital asset verification
- Instant settlement
- Capital deployed
Opportunity Cost of Waiting 30 Days
Revenue you couldn't scale during the wait
—
Rate Comparison — Equipment Finance
| Lender / Platform | Type | Approval Time | Est. APR | Physical Equipment |
|---|---|---|---|---|
| Big-4 Bank (SBA 7a) | Traditional | 30-60 days | 10–14% | Yes |
| Community Bank / CU | Traditional | 14–30 days | 9–13% | Yes |
| Equipment Finance Company | Specialty | 3–7 days | 8–12% | Yes |
| Online / FinTech Lender | Digital | 1–3 days | 10–20% | Limited |
| On-Chain (Trad.Fi / W3 model) | Blockchain | < 24 hours | 6–9% | Yes |
| RealWorld.fi | Asset-Backed | < 48 hours | 7–10% | Yes |
How On-Chain Equipment Finance Works
STEP 01
AI Risk Assessment
An AI agent analyzes your equipment — type, age, condition, market value, and your business cash flows — in minutes, not weeks. No human committee required.
STEP 02
Smart Contract Terms
Loan terms are issued as a programmable smart contract on-chain (Avalanche). Repayments, covenants, and collateral release happen automatically — no paperwork.
STEP 03
Capital in 24 Hours
Institutional liquidity from a $650M committed credit facility disburses to your account within one business day. Your equipment stays operational throughout.
Unlock Your Equipment's Capital Today
Join the $650M pipeline of businesses accessing faster, cheaper equipment finance through blockchain-assessed lending. No paperwork. No 30-day wait.
Apply on RealWorld.fi →